Question 32. What does the passage identify as the key limitation of digital remittances built on legacy rails...

Question 2. A. elegant garden formal                         B. formal elegant garden                 

         C. garden formal elegant                         D. elegant formal garden

Question 3. A. so that                 B. in case                 C. even though         D. as if

Question 4. A. any                         B. much                 C. many                 D. every

Question 5. A. thus                         B. yet                         C. hence                 D. thereby

Question 6. A. vibrant                 B. animated                 C. lively                 D. energetic

Mark the letter A, B, C or D on your answer sheet to indicate the best arrangement of utterances or sentences to make a cohesive and coherent text.

Question 7.   a. Scarlett: Do you prefer traveling by plane or train?

B. Jackson: Indeed, trains create a relaxed atmosphere and nostalgia.

C. Jackson: Planes are faster, but trains offer scenic views and comfort.

D. Scarlett: That’s true, but air travel saves time for long distances.

e. Scarlett: Each mode has its own charm depending on your purpose.

A.  a-b-c-d-e                         B. a-b-d-c-e                         C. a-c-d-b-e                         D. b-a-c-e-d

Question 8.   a. Meanwhile, telehealth and delivery platforms normalised convenience, while co-working near homes supported flexible teams effectively.

B. Sustaining gains will require greener streets, inclusive housing, and public spaces designed for resilience citywide.

C. Parks, riverfronts, and alleys hosted exercise and cultural events, strengthening community ties and civic trust.

D. Commuting compressed as micro-mobility grew; neighbourhood commerce revived; weekday footfall shifted toward residential corridors markedly.

e. After COVID-19, urban lifestyles in Vietnam reconfigured routines, balancing proximity, wellbeing, and hybrid work patterns.

A.  e-d-c-a-b                        B. e-c-d-a-b                        C. d-e-c-a-b                        D. e-d-a-c-b

Question 9.  Dear Ms Rodriguez,

A. As compensation, we have credited 200 loyalty points to your account for future purchases.

B. The disruption occurred due to unforeseen logistical complications during the peak season.

C. We sincerely apologize for the delay in delivering your order #DL89234, originally scheduled for October 15th.

D. Your package has now been dispatched and will arrive by October 28th with express shipping.

e. Should you have any concerns, please reach out to

customercare@fastdelivery.com or dial 0800-555-123.

Warm regards,

FastDelivery Team

A.  b-c-d-a-e                        B. c-b-d-a-e                        C. c-d-b-a-e                        D. a-c-b-d-e

Question 10. a. I volunteered as a tutor for elementary school children, expecting to breeze through teaching basic concepts effortlessly.

B. During my community service project, I was assigned to help struggling students with their mathematics homework.

C. In reality, the children had short attention spans and I grew frustrated when they didn’t grasp concepts immediately.

D. That challenge was character-building and taught me that patience and empathy are essential qualities for any effective educator.

e. As a result, I learned to break down concepts into simpler steps and use creative methods to maintain interest.

A.  b-a-c-e-d                        B. a-b-c-e-d                        C. b-a-c-d-e                        D. d-b-a-c-e

Read the following invitation and mark the letter A, B, C or D on your answer sheet to indicate the option that best fits each of the numbered blanks from 1 to 6.

Wedding Celebration Invitation

Dear Friends and Family,

We are thrilled to (1) ______ the honor of your presence at our wedding ceremony. After years of friendship and love, we have decided to embark on this beautiful journey together.

Event Details:

A.  The ceremony will take place at the historic Rosewood Manor on Saturday, June 14th, at 3:00 PM.

B.  A reception will follow with dinner, dancing, and celebration until late evening.

C.  We kindly request that guests wear (2) ______ attire to match the garden theme.

Please RSVP by May 20th (3) ______ we can finalize the catering arrangements. You may confirm your attendance through our wedding website or by contacting us directly. We would be grateful if you could also let us know about (4) ______ dietary restrictions or accessibility needs.

Your presence would mean the world to us, (5) ______ if you are unable to attend, please know that you are in our hearts. This celebration is not just about two people coming together, but about the (6) ______ community of loved ones who have supported us.

With warmest regards,

Emily & James

(Adapted from https://www.brides.com/wedding-invitation-wording-examples)

Question 1. A. make                 B. extend                 C. give                 D. offer