Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the option that best fits each of the numbered blanks from 18 to 22.
The Growing Movement for Financial Education in American Schools
Financial education has become a pressing priority in the United States. Data from the National Endowment for Financial Education show that 29 states now require high school students to complete a personal finance course before graduation, (18) __________. When these policies are fully implemented by 2031, about 73% of American students will receive formal financial literacy instruction—a dramatic change from a few years ago, (19) __________.
This push is driven by troubling indicators of money management. Roughly 65% of Americans live paycheck to paycheck, and (20) __________. Studies also suggest that students who take a semester-long personal finance class are far more likely to feel prepared to handle real-world finances.
The benefits extend beyond individual families. States with comprehensive programs report better outcomes for young adults, including higher credit scores, lower credit-card delinquency, and increased participation in retirement plans—signs that early instruction can shape lifelong habits. By budgeting, saving, and investing responsibly, (21) __________.
Still, implementation remains uneven. Teacher training and curriculum quality vary widely, and many schools struggle to find qualified instructors. Some states (22) __________, which may reduce depth and effectiveness.
[Adapted from National Endowment for Financial Education]
Question 18:
A. which reflect a growing nationwide commitment to financial education
B. having reflected a growing nationwide commitment to financial education
C. reflecting a growing nationwide commitment to financial education
D. what is certainly seen as a growing nationwide commitment to financial education
Xem đáp án và lời giải
Câu hỏi HOT cùng chủ đề
Tiếng Anh
Question 32: The phrase " tipping point " in paragraph 1 is closest in meaning to __________. A. a s...
Đề bài
Question 32: The phrase "tipping point" in paragraph 1 is closest in meaning to __________.
A. a slow recovery B. a stable phase C. a minor change D. a turning point
Read the following announcement and mark the letter A, B, C or D on your answer sheet to indicate th...
Đề bài
Read the following announcement and mark the letter A, B, C or D on your answer sheet to indicate the option that best fits each of the numbered blanks from 1 to 6.
WHEN HERITAGE DISAPPEARS – A CULTURAL AWARENESS INITIATIVE
Across many modern communities, cultural traditions are quietly fading as convenience replaces connection. When Heritage Disappears is a national awareness (1) __________ focused at protecting local customs before they vanish completely. From traditional crafts to communal ceremonies, the campaign reveals how cultural values once central to daily life are slowly being forgotten.
Rather than blaming change itself, the project examines how cultural loss often occurs through small, unnoticed shifts in behaviour. By working with educators, volunteers, and historians, the initiative aims to (2) __________ awareness of cultural erosion through exhibitions, school talks, and digital storytelling.
Special attention is given to knowledge passed down orally by elders, many of (3) __________ gained their skills through lived experience rather than formal education. To support long-term impact, the campaign provides (4) __________ materials for schools and youth groups, helping teachers reconnect students with their cultural roots. More importantly, the project encourages communities to pass traditional values (5) __________ younger generations and inspire them (6) __________ cultural identity as a shared responsibility.
Question 1:A. initiator B. initiatory C. initiative D. initiation
Read the following leaflet and mark the letter A, B, C or D on your answer sheet to indicate the opt...
Đề bài
Read the following leaflet and mark the letter A, B, C or D on your answer sheet to indicate the option that best fits each of the numbered blanks from 7 to 12.
Life Stories That Inspire Generations
Some life stories stand out because they show how individuals transform personal struggles into universal lessons. Every biography we read offers another window into resilience and creativity.
(7)__________ of this influence comes from figures who dared to challenge (8)__________ or push scientific boundaries. Their legacy proves that real progress is never free of obstacles.
To keep their memory alive, societies must (9)__________ their achievements, learning not only from success but also from mistakes. When we explore a diversity of narratives, we understand how different experiences still connect through common values.
(10)__________ their perseverance, admired leaders encourage us to rethink what it means to live with purpose. Their (11)__________ demonstrates that courage is contagious.
Concepts like leadership, sacrifice, and hope are not just abstract nouns; they form the vocabulary of human greatness. Related adjectives—inspiring, determined, fearless—remind us of qualities worth cultivating.
Let’s honor these role models and make sure we do not ignore these lessons, but instead take (12)__________ step in continuing their mission with integrity.
